- Nature: Involving enforcement of mortgage deeds or foreclosure of mortgaged property.
- Jurisdiction: Often through Banking Courts or civil courts depending on the nature.
- Example: Bank forecloses on a property mortgaged as loan security.
SSJ Law Firm offers comprehensive legal representation in mortgage and foreclosure cases, serving both banks and individual clients. These cases typically involve the enforcement of mortgage deeds or the foreclosure of mortgaged properties used as security for loans.
Our experienced team represents financial institutions in initiating foreclosure proceedings when borrowers default on secured loans. We also advise and represent individual borrowers and property owners who are facing foreclosure actions—assisting with legal defenses, restructuring negotiations, and protecting their rights under applicable laws.
Jurisdiction for such cases may lie with Banking Courts under the Financial Institutions (Recovery of Finances) Ordinance, 2001 (FIRO) or civil courts, depending on the nature of the dispute and the parties involved.
Example Case: A bank moves to foreclose on a residential property mortgaged for a home loan after the borrower defaults. SSJ Law Firm represents the bank in securing the property through court. Alternatively, an individual homeowner consults us to contest a foreclosure on the grounds of unlawful notice or payment discrepancies.
Whether you’re a financial institution seeking asset recovery or an individual protecting your home or property rights, SSJ Law Firm provides strategic, solution-oriented legal support in all mortgage-related matters.